Retirement by Design

How much do I need to retire comfortably? Are my goals realistic? Am I on track? How much can I take out of my retirement portfolio while I am still active and be sure I will not outlive my assets? Should I take withdrawals from my investment account, my IRA, or my annuity? These are the questions that nearly everyone will face.

Managing your assets when you have a regular paycheck coming in is quite different from relying on your portfolio as your primary source of income. Retirement planning is about having an ongoing relationship with your financial advisor who guides you through both the accumulation phase and the disbursement phase.

Retirement By Design is our firm’s ongoing process of planning and monitoring your progress in accumulating retirement assets and distributing those assets as retirement income. This is done in conjunction with your overall investment plan, with consideration given to your monthly living expenses, special needs, account types, tax implications, etc.